Offer your customers

 $5000 of instant credit

 through your own

 In-House Finance Program that

 Does Not Require

 A

 Credit Check


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EPS-90 offers the merchant a program to accept post dated checks up to 90 days, up to $5000 and converts them into an electronic debit and guarantees the merchant to be paid on all checks with no recourse.                                

The merchant can now HELP the customer who has no credit, poor credit, not enough available credit or not enough cash on the day of the sale.

Current Economic Crisis: Credit card companies are lowering credit lines and cash advances to cardholders that are in good standing. They also have plans to charge interest for the 1st 30 days starting from the day they purchase. This has and will continue to effect consumers and their use of credit card spending habits and their FICO credit scores. Financial institutions have adopted stricter guidelines and higher FICO scores for simple loans and some institutions have even suspended their revolving retail lending programs.

The EPS 90 Finance Program can be used for:

Full Payment, Down Payment, Partial Payment, Services Rendered, Services to be rendered in the Future Approvals: The customer must have an ID, a Checking Account and an Income. Over 95% of your customers will be approved!

4 Easy Steps:  

  •     Customer signs the payment agreement 
  •     Customer signs each post dated check 
  •     Merchant scans all post dated checks 
  •     Customer signs the printed receipt

Checks will be debited and deposited to Merchant’s Account Guaranteed  

   

 

Frequently Asked Questions